How to Choose the Right Title Company for You

For most people, buying or selling a home is one of the largest financial investments they will make; therefore you need to choose a title company who will handle this transaction efficiently and accurately.

Before choosing a title company you must first have an understanding as to what exactly a title company will do for you.

The title company will search the real estate records in the county where the particular property is located to determine the legal owner of the property, reveal any mortgages, liens, judgments or unpaid taxes which will need to be satisfied before the property is conveyed and detail any existing restrictions, easements or leases that may affect the property

When choosing a real estate title company there are certain things you should look for: for instance you want a company that understands and is familiar with the area you are buying in and knows about the local, state and federal laws. Local and State regulations can vary from state to state or jurisdiction to jurisdiction. You also want a company that will treat you well, be accessible and able to answer your questions as well as walk you through the closing process. A responsible company that will perform the title search as expected

Some real estate title companies may offer additional services such as notary and closing services in addition to the title search, not every title company does. This will save you the time of running around trying to find a notary public and title insurance, than having to coordinate all of these companies having a representative at your closing. This way all of your information is in one place, making the likelihood of your closing happening on time without any issues.

It is the clients right to choose their own title company, but asking your Realtor® for assistance in choosing a title company can lead to a much smoother closing. Title companies work for Realtor ® business and want to make Realtor’s happy so that they will repeatedly use their service. You want to make sure that you chose a company that you trust because they are responsible for a very important part of the home buying process.

Choosing the right real estate title company can make the difference between a stress free and on time closing and a delayed or problematic closing.